SO MUCH TO SAY.
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 Too bloody much it appears.
 I somehow think that L&G are hardly on the cutting edge (well any more than, say, LLTSB who took over Clerical Medical recently.)
 There was a reason for that. I get enough crap through my letter box. And I thought a check box indicating "don't send me stuff not directly relevant to any accounts I hold with you" meant, well, not sending me stuff that's not directly relevant to any accounts I hold with L&G.
 Or advertising asking me to opt back in. Oh... wait... that's not right is it?
 No you're not. It's a legal requirement of the Data Protection Act. Not maintaining my privacy might cost you money, and certainly loss of good will.
 Of course, that's no guarantee that you won't offer the opportunity to send me crap on behalf of 3rd parties yourselves, is it? And make money from those 3rd parties doing it.
 Or I could just read the financial press, (and there's quite a bit of it online.)
 Once every three years too often in my opinion. And I'm sure there's absolutely no way of opting out of these three yearly reminders, without ceasing to be your customer. Or even if I ceased to be your customer.
 Don't hold your breath.